Mortgages
We have you covered.
Ready to buy, build, or refinance a home? We’re ready to help make it happen for you with a full line of home mortgages to meet virtually any need or budget. We offer the same low rates on jumbo mortgages, and our team is here for helpful guidance every step of the way.
- Ready? Click here to apply online for a Mortgage.
- Already applied? Click here to continue your application or check your status.
The Village Bank (NMLS #: 408536) offers home loans in Massachusetts only.
Refinance
Lower your payment, shorten your term or get cash out.
Buy
Your first home or a vacation home.
Move
Rightsize into something bigger or smaller.
Build
The home of your dreams.
Fixed Rate Mortgages
If you want set monthly mortgage payments, and don’t want to worry about changing interest rates, a Fixed Rate Mortgage is just the ticket! Choose from our 10, 15, 20 and 30-year products.
Adjustable Rate Mortgage (ARM)
ARMs offer more flexibility, with rate adjustments during the term.
Jumbo Mortgages
Whether you need to finance $100,000 or $10 million, you’ll get the same low rate.
First Time Home Buyers
Our First Time Home Buyers Program is available to people who have never owned a home, and also to those who haven’t owned a property in the last three years. You’ll pay less up front and less to close your loan.
Can’t put 20 percent down?
We now have mortgage options to accommodate down payments as low as 3 percent. Our experts can help find the right fit for you!
Let's Get Started
For more information or answers to any mortgage questions, please contact our Mortgage Department at ResidentialLending@village-bank.com or call (617) 340-1253.
I’m with The Village Bank because…
LOVE that we have a personal relationship with the branch manager in Newtonville. The kindness of tellers. Low Key. Easy to get assistance when I call into the service center.